March 24, 2025
In today’s financial landscape, a good credit score is more than just a number; it’s a gateway to better financial opportunities. Whether you are applying for a credit card, a home loan, or even a personal loan, lenders assess your creditworthiness based on your CIBIL score. A high score not only improves your chances of loan approval… Read More »
March 18, 2025
Overview The IDFC FIRST Select Credit Card is a solid option for those who want a feature-packed credit card without worrying about annual fees. With a great mix of rewards, travel perks, and lifestyle benefits, it offers excellent value for money. Key Features Pros ✔️Lifetime Free – No annual or joining fees.✔️Generous Rewards – Earn up to 10X… Read More »
March 16, 2025
When we talk about investments in India, the conversation often revolves around returns – which fund performed best last quarter or which AMC (Asset Management Company) is currently topping the charts. However, in our pursuit of higher returns, we often overlook a critical factor that silently erodes our wealth over time – total expense ratio (TER). These seemingly… Read More »
March 15, 2025
Floating rate loans are one of the biggest financial traps in India, silently draining borrowers of their hard-earned money. While they are advertised as market-linked instruments that benefit from interest rate cuts, the reality is far from fair. The structure of floating rate loans in India is fundamentally flawed, operating in a way that benefits banks at the… Read More »
March 14, 2025
The Voluntary Provident Fund VPF) has emerged as a cornerstone of tax-efficient wealth- building for salaried professionals in India. Offering an attractive 8.25% tax-free interest rate and flexibility unmatched by most fixed-income instruments, the VPF enables employees to amplify their retirement savings while optimizing tax liabilities backed by sovereign guarantee. This article explores the intricacies of VPF, including… Read More »
March 11, 2025
Overview “Looking for a truly lifetime-free credit card? HSBC Visa Platinum offers 5% cashback, fuel surcharge waiver & more! Read our honest review before you apply.”. Further, there are welcome offers (T&C apply) – Key Features Pros ✔️Lifetime Free – No annual or joining fees.✔️Movie offer – Buy one get one free at Bookmyshow upto₹ 250 per month… Read More »
March 10, 2025
Do you have a bank account and buy mutual funds through your bank? If yes, you need to read this article to save money and make smarter investment decisions. Many investors are unaware of the hidden costs associated with buying mutual funds through banks. Let’s dive into the details and explore why you should think twice before signing… Read More »